Become a Member

Our credit union is for people, not for profit!

Why Join?

Members of a credit union enjoy many benefits, including:

No fees – Free Services – Convenience – Community Benefits

  • There are no account fees, maintenance costs or charges
  • We have a range of financial services available and free services for members
  • Competitive loan interest rates
  • Encouragement and advice on a regular savings programme
  • Return on your savings through annual dividends and loan interest rebate
  • Pay into your savings or pay off your loan in the office, by Standing Order, bank transfer or Chip & Pin
  • Death Benefit Insurance – eligible members may opt in or out
  • Loan Protection and Life Savings Insurance at no direct cost to eligible members

How do I Join?

Joining is Easy! To be eligible for membership of Kilkeel Credit Union you must be living or working within our common bond area.

The common bond is the factor which unites all the members of Kilkeel Credit Union — it is what all members have in common i.e. where they live. Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.

You need to present 2 forms of identification to join and a minimum of £5 plus £1 membership is needed to open an account and keep it activated.

Two forms of identification. One form of ID from each of the sections below is required:

  1. Evidence of Identification (must show proof of date of birth & recent photo), e.g.

Current valid Passport

Current valid Driving Licence

Electoral I.D. Card

Arms Certificate

National Identity Card (for non-UK nationals)


  1. Evidence of Address (must show address where you currently live) which must be dated in the last 3 months, e.g.

Original of recent Household Bill (e.g. Electric, Phone, mobile, Gas, TV)

Bank, Credit Union, Building Society, Credit Card Statement

Documentation issued by a government department; i.e. HM Revenue/Dept of Work & Pensions

Local authority document, i.e. refuse collection bill, water charge bill, rates bill


Contact us today re membership application